Contributions are pretax, and your maximum contribution is indexed annually by the IRS. The maximum allowable HSA contributions for 2025 are:
- individual coverage = $4,300
- employee plus children/family coverage = $8,550
- age 55 or older catch-up contribution = $1,000
In addition to your own contributions, Ball State will contribute to your HSA. Don’t forget to include the University’s contribution when determining your own contribution. The University contribution/seed amounts for 2025 are:
- individual coverage = $528 annually
- employee plus children/family coverage = $1,320 annually
Remember: To get the University’s contribution, you must:
- contribute at least 25 percent of the seed amount
- have an open HSA with HSA Bank